Terms and Conditions

1. Acceptance of Terms

By accessing the website assantecmm.com (the “Site”), you agree to be bound by these
Terms and Conditions of Use (the “Terms”). If you do not accept these Terms, please do
not use this Site.

2. Purpose of the Site

The Site is provided solely for general informational and communication purposes. The
information presented does not constitute financial, tax, legal, or investment advice.
You should consult a professional before making any decisions.

3. Services Provided

The services described on the Site are offered by Assante Wealth Management CI
through its operating subsidiaries, including Assante Capital Management Ltd., Assante
Financial Management Ltd., and Assante Estate and Insurance Services Inc. in Canada.
Their availability may vary depending on the province and applicable laws.

4. Accuracy of Information

Despite our efforts, we do not guarantee that the information on the Site is complete,
accurate, or up to date. You use this information at your own risk.

5. Intellectual Property

The content of the Site (texts, logos, images, trademarks, etc.) is the property of CI
Assante MMC or its licensors and is protected under intellectual property laws. Any
unauthorized use is prohibited.

6. Permitted Use of the Site

You agree to use the Site lawfully. It is prohibited to attempt unauthorized access to our
systems, disrupt the Site’s operation, or transmit any unlawful content through the Site.

7. Third-Party Links

The Site may contain links to third-party websites. We have no control over their
content and disclaim any responsibility regarding them.

8. Privacy Protection

Your use of the Site is also governed by our Privacy Policy. Please review it to
understand our practices.

9. Limitation of Liability

CI Assante MMC and its subsidiaries cannot be held liable for any damages of any kind
arising from your use of, or inability to use, the Site.

10. Indemnification

You agree to indemnify CI Assante MMC and its subsidiaries from any claims arising out
of your use of the Site or violation of these Terms.

11. Changes to the Terms

We may amend these Terms at any time without prior notice. Changes take effect once
they are published on the Site.

12. Governing Law

These Terms are governed by the laws of Quebec and the federal laws of Canada. The
courts of Quebec shall have exclusive jurisdiction.

13. Contact

CI Assante MMC
Brossard — Head Office
450-766-1761
infocmm@assante.com
4605-B Boul. Lapinière, Suite 250,
Brossard, QC J4Z 3T5