Portfolio Management and Financial Asset Management

About this service

Personalized asset management to improve returns and secure your wealth at every stage of your financial journey.

Morningstar (2023) found that investors’ portfolio returns lagged fund returns by an average of 1.7% per year due to behaviors such as:

Chasing past performance
Panic selling during market downturns
Delaying investments during market upturns

Our approach to financial asset management is based on discipline, rigor, and a deep understanding of the markets. Each portfolio is tailor-made based on a comprehensive analysis of your situation, your long-term goals, and your risk tolerance. Through a structured methodology, optimal diversification, and rigorous selection of investment vehicles, we seek to generate stable and sustainable returns, while placing a high priority on financial risk management. This thoughtful approach allows us to make informed decisions, far removed from impulsive reactions to market fluctuations.

90%

Portfolio return attribution

Up to 90% of a portfolio's long-term return depends on asset allocation—not stock selection. Other factors (stock selection, market timing, fees) have a much more marginal impact when discipline is maintained. (Sources: Russell Investments, Morningstar 2023, BlackRock 2021)

75%

The S&P 500 ends the year in positive territory

Since 1928, the S&P 500 has posted positive returns in about three-quarters of calendar years. And seven of the ten best days have occurred within two weeks of one of the worst market days. Discipline beats predictions — every time. (Source: NYU Stern / Macrotrends / S&P Global Data)

$2B+

Assets under management by the team

We manage over $2 billion in assets on behalf of families, business leaders, and successful professionals. This trust reflects our commitment to providing sound investment advice, rigorous strategy, and a truly personalized asset management plan.

Our Asset Management Services

1

Enhancing Quality and Return Potential

Through rigorous asset selection and in-depth investment analysis, we aim to enhance the overall quality and value of your portfolio. Our approach is carefully designed to deliver steady growth by balancing performance with risk, always aligned with your broader financial vision.

2

Integrating Alternative Investments

By identifying and incorporating non-traditional investments into your portfolio, we seek to diversify risk and optimize returns. Our ability to explore opportunities beyond conventional markets provides access to unique growth potential and innovative asset classes, all aligned with your long-term financial objectives.

3

Partnering with Globally Recognized Managers

Our expertise is strengthened through strategic collaborations with leading international asset managers. By integrating external insights and market approaches, we continually refine our methods to ensure consistent, innovative portfolio growth with precision.

4

Continuous Risk Management with Strict Risk Budgets

We continuously monitor your portfolio, adjusting allocations and exposures to mitigate risk while maintaining alignment with your financial objectives. Through proactive oversight and disciplined risk budgeting, we help preserve capital and manage volatility effectively.

5

Tax-Efficient Management

We structure and manage your investments to minimize tax impact by applying strategies that leverage tax-efficient solutions. By optimizing after-tax returns, we help you retain more wealth and ensure your portfolio aligns with both short- and long-term financial goals.

How can you benefit from our asset management services?

Benefit from high-level expertise.

Gain access to high-quality professionals who will work tirelessly to optimize your investments in a way that is tailored to your specific profile and objectives.

Maximize the return on your capital.

Tailored strategies to grow your assets and minimize risk in a stable and effective manner through active portfolio management.

Reduce risk, increase peace of mind.

A proactive and precise approach to risk management that allows you to navigate economic cycles with confidence, while protecting your assets over the long term with solutions tailored to your investor profile.

Save time, stay in control.

You can trust our experts to manage your assets with precision while you focus on what matters to you.

Active management

Active management or passive management: the choice is yours

Active management

Active management puts expertise at the service of your investments. Based on in-depth analysis of markets, economic trends, and geopolitical factors, it seeks to seize the most attractive opportunities while ensuring controlled risk management. Our managers carefully select the most promising assets based on their potential, valuation, and the global context. Portfolio allocation is proactively adjusted in line with changing market conditions. This flexible approach allows strategies to be adapted to changes and remain aligned with your financial objectives.

Passive management

Passive management aims to replicate the performance of a benchmark index, such as the S&P 500 (U.S. stocks) or the S&P/TSX Composite Index (Canadian stocks). It uses vehicles such as index funds or ETFs (exchange-traded funds) that closely track an index, with generally lower management fees. The goal is not to beat the market, but to consistently align with it at a lower cost. There are also factor ETFs that filter indices for key factors such as stock price, company size, or profitability (earnings growth).

Conclusion

It all depends on you: your goals, your risk tolerance, and your preferences. That is why we take a flexible approach, combining different strategies to create sustainable, high-performing, and personalized portfolios.

Together to better guide you

Our asset management partners

We work with recognized institutions in the financial sector to offer high-performance, secure investment solutions. Their expertise, combined with our customized support, allows you to grow and protect your wealth over the long term.

Un chemin sinueux traverse une vallée verdoyante entourée de hautes montagnes ombragées sous un ciel partiellement nuageux traversé par la lumière du soleil.

Curious to learn more or ready to take action? Connect with an Expert

Frequently asked questions

Is now a good time to invest?

Historically, markets have generated positive returns in more than 75% of years, with high average growth. A personalized strategy developed with your financial advisor ensures that your portfolio is perfectly aligned with your goals and unique risk profile.

What is the difference between discretionary and advisory management?

Discretionary management allows your portfolio manager to make decisions based on your goals, providing you with ease and peace of mind. Advisory management offers recommendations while maintaining control, which is perfect for pragmatic investors.

Should I be concerned about taxes on my investments?

Taxes can impact investment returns, but strategic planning can minimize this effect. Our advisors design personalized, tax-efficient portfolios to preserve wealth, optimize growth, and align with your financial goals and estate planning.

How can I protect my wealth from market volatility?

Protecting wealth requires diversification, disciplined risk management, and a long-term strategy. Our advisors develop customized portfolios that balance growth and stability, helping you weather volatility while preserving and growing your financial wealth.

How do you evaluate and select fund managers or instruments?

We rigorously evaluate fund managers and instruments based on consistent performance, risk-adjusted returns, investment philosophy, and alignment with client objectives to ensure that only top-tier, proven strategies are selected for your customized portfolio.